Strategic Health Insurance Built for Texas Businesses with 50 to 300 Employees

Predictable renewals. Crews who stay. A back office that runs benefits like a company twice your size. We build health plans around the company you are becoming, not just the rates you are trying to escape.

Start My Benefits Strategy Session See What We Build for Blue-Collar Employers

Executive Vice President, Texas SMB Division, HUB International | Specializing in Texas Construction, Manufacturing, Logistics and Field Services

Twelve months out

Picture Your Company Twelve Months From Now

Renewals You See Coming

You walk into renewal season already knowing your number, because you shaped it months ago through year-round claims strategy. Compare that to the broker who appears two weeks before renewal holding a 15% increase and no plan to prevent the next one.

A Benefits Department Without the Headcount

Your office manager is back to running your business. Your employees know exactly who to call with a claims question, and it is not you. That is what it feels like when a dedicated benefits team operates as an extension of your company, instead of your staff fighting claims, ERISA rules, and open enrollment alone.

The Employer Your Industry Talks About

In construction, manufacturing, logistics, and field services, coverage that genuinely protects families is how you become the company skilled people join and stay with. Retention stops being a fight and becomes a reputation.

The difference

You Don't Need Another Insurance Seller. You Need a Health Strategy.

Start with the destination. A company where leadership never touches a benefits issue. Where the funding structure matches how your business actually operates. Where compliance is handled before you knew it was due. Where your health plan is a reason people join your company instead of a line item you dread.

Most brokers cannot take you there, because they only sell the ride: a list of carrier quotes once a year, the least painful rate hike, and silence until next renewal. I operate as your fractional benefits executive. As Executive Vice President of HUB International's Texas SMB Division, I bring big-company strategic leverage directly to growing Texas businesses. My team analyzes claims risk, restructures funding models including level-funded and self-funded options, enforces compliance, and handles your employees' claims issues, all in service of the company you are building.

Year-round

How We Build It, Year-Round

Strategic Cost Containment

A renewal you control. Deep claims and market analysis uncovers level-funded structures and cost-containment strategies traditional brokers overlook, so your renewal becomes a number you planned for, not a number that happens to you.

Back-Office Administrative Relief

A back office that stays yours. My dedicated team acts as an extension of your company, handling enrollment, carrier issues, and daily claims questions so your staff runs your business instead of your benefits.

Regulatory and Compliance Shield

Compliance handled before it finds you. Texas and federal mandates, ACA reporting, and ERISA requirements managed year-round, without outside legal fees and without surprises.

Field-Tested Workforce Packages

Benefits your crews talk about. Coverage designed for physically demanding work, built to attract, protect, and keep the skilled people your reputation depends on.

Scale on your side

Direct Executive Attention Backed by Global Negotiating Power

You get direct, personal access to senior executive leadership, backed by the carrier access, purchasing power, and specialized resources of HUB International. The result is a company your size negotiating and operating like one many times larger.

Your competitors buy insurance. You run a benefits strategy.

A Texas Company That Already Made the Trip

Today they are a 300-employee Texas oil field services company whose benefits win the talent fights that stall their competitors. Four years ago they were 22 people on a bare-bones high-deductible plan, watching turnover creep and hearing recruiters name benefits as the weakness. We never proposed the expensive wholesale upgrade. We rebuilt surgically: sharper plan design at the first renewal, real choice as headcount grew, a benefits calendar timed to their cash flow.

68% → 91%Enrollment

22 → 300+Employees

On planCost trajectory

Departing employees started admitting they would be worse off elsewhere. Benefits stopped being a compliance checkbox and became the tool they scaled on. The next build, exploring alternative funding for their next stage, is already underway.

Read the full build →

The first step

Start With a 15-Minute Benefits Strategy Session

No sales pitch. In fifteen minutes we will map where your plan is today and what it takes to get to predictable renewals, protected crews, and a back office that runs itself. You leave with a clear picture either way. The only cost is staying where you are.

Texas SMB Strategy Hub

Strategies Texas Employers Are Building On

Cost Control & Blue-Collar